Originally Posted by
fromfall98
- No, it is not too late to call for retention offer(s).
- Yes, Citi does refund the prorated amount of annual fee.
Cheers!
Citi prorates the AF if you cancel the card? I didn't think they did. I thought they only prorated the AF when you convert to a card without a fee.
Then again, I don't think I've ever cancelled a card more than 37 days after the AF hit, so I'm just going off what I've read.