Few Years, I think. Never received a 1099 from them. I imagine, even if I did, it would be addressed to the phantom "landscaping" company that I registered Square under, LOL. Other than that, if I take Payment by CC, 2.75% is deducted, and The Balance is in my Checking account The Next Day. A bit pricey, yes, but for Lucrative Min. Spends, more than worth it. Of course, also save $ on gas, etc..