Originally Posted by
Phantom707
The ideal situation would be to find a bank that both uses MC's regularly lower rates and doesn't pass on the ~1% fee. That's entirely possible to find, but it would be more difficult to find without knowing which cards do what.
Don't you think that the existence of a hypothetical bank that advertises no foreign transaction fee and charges 1.1% less than every other MasterCard-issuing bank in the country that advertises no foreign transaction fee makes those other banks practicing illegal hidden fees?
I've never heard of a MasterCard that doesn't charge in line with
https://www.mastercard.com/global/currencyconversion/