Thanks for all the replies folks, It is appreciated.

Regarding Car Hire I am afraid you are wrong, I have been using my debit card for over 5 years in the states , Thailand etc for hiring cars with Alamo, Avis, Sixt No problem, My card is a debit card but not prepaid, Yes I agree with hotels and car hire companies they put a holding transaction on the card but I have an overdraft that takes care of the hold for me.

Unfortunately a Credit Card is out of reach not through want of trying due to a run of bad luck years back. (Should be easy to work out what I mean)

In regards to having a PriorityPass that has access to lounges I need looking at my bookings GLA=>LHR => LAX => HNL and then the reverse followed later on the year with GLA => LGW => MIA => DFW => SEA out of all of them only 2 or 3 airports on each trip have a lounge I can use due to terminal combination. I looked into the admiral club but the fact that the terms and conditions say that its not valid if the start and end of the trip is in the USA which all mine would be then I thought it was hopeless. Unless I have that wrong?