I think you will find it has more uses than you can currently imagine. The secure notes facility I find useful for information I might require but not normally to hand. Passport info or a scan of a document like my travel insurance in case I lose them them overseas in some emergency. It is worth it for that alone to me!

Not only will it store and fill in passwords and forms, but you can set it to auto change passwords at regular intervals. You can set passwords that have different lengths and with different amounts of numbers letters and characters to meet the requirements of the sites you visit. But far more important is the fact that you have different passwords for each site you use.

Unfortunately a fact of life is that every now and then one of the sites you use will be hacked, either by external or internal security problems. When that happens the bad guys usually get a username email address and a password. The bad guys then try those at other sites and regularly strike gold if they are the same. With different passwords that wont happen to you. Lots of people reuse the same easy password at multiple sites - which is why the bad guys do it. People use easy passwords because it is difficult to remember so many long and complicated ones. Brute force attacks offline on a stolen password list will be easier for simple passwords, so those will be cracked and exploited first. If you have a 17 digit multi and random character password it might take a little longer than most others - by which time they will be emptying everybody else's accounts and you might get an alert!!

If they get control of your email account then they go to sites and hit "forgot password" and get it sent to them at your account (now in their control) before you know it. So do make sure that is a strong password too.

What you are doing is making it safer for youself by making yourself a less attractive target for bad guys because you operate safely.