Since I can't do the credit card status route (blah, blah, identity fraud case) I find the IHG points more valuable because they post as elite-qualifying. Made Platinum last year via surveys there and on sibling site e-miles.

Accor also apparently posts as elite-qualifying, so part of the question is whether redeeming with a given chain will let you 'level up' and get the extra bonus points on paid stays from that higher elite status. If it's looking like you'd finish at 60K points in a year for IHG, silly not to use e-Rewards for the last 15K to get to Spire for the 100% bonus multiplier.