A data point:
- I had Serve since late December and haven't used it prior to the January 8th massacre.
- In January, February, and the first 4 days of March I used it solely to generate spending on Amex SPG.
- On one occasion I used Serve to pay a small grocery bill, ~$5.
- On several occasions I used Serve funds to pay credit card bills.
- Have never used it in Walmart or other places.
- Have never loaded it with gift cards of any kind.
- Received a shutdown notice today at 10:20 am.