Originally Posted by
enviroian
I only have one other card, a rarely used AMEX gold card I've had since 1987.
I'll take the above advice and call chase today to downgrade to a a no fee card.
That gold card helps with the age of your accounts as well. Unfortunately it doesn't help with your utilization % since it's a charge card. Still, I would never close it.
Definitely downgrade your Chase card, don't close it. FYI, after downgrading you will receive a pro-rated refund.