FlyerTalk Forums - View Single Post - Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? (2016-2019)
Old Mar 3, 2016, 10:09 pm
  #64  
annerj
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Join Date: Mar 2003
Location: Wyoming
Posts: 30,583
Originally Posted by superangrypenguin
Not to my knowledge. It's not a soft hit or a hard hit, so I don't see why it would hurt your credit score
It hurts for the reasons stated above:
Debt to credit ratio
total credit line
length of accounts open
etc

How much its going to hurt is more complex and also depends on what his score is currently.
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