Originally Posted by
enviroian
Let me guess...paying balances in full monthly is not a good thing, credit score wise?
I don't think so, I always pay my balance in full. Even if it did, it's not worth paying the interest to keep some points on your fico. I only carry balance if I take advantage of the 0% balance transfer. The ratio between your statement balance to your credit limit of the card is more important. Keep it under 50% if possible.