Originally Posted by
aztimm
How much of a credit line does the card have? What is the sum of your total credit limits? How much debt do you carry across all credit cards?
The debt to credit limit ratio does have some impact on credit scores.
The chase was $10K limit and the Citi is $13k. Monthly balances average $5K month and always paid in full so I never paid a dime in interest.
Let me guess...paying balances in full monthly is not a good thing, credit score wise?