Originally Posted by
Heliface
So regarding the 5/24 rule - is it based on a strict calendar dates? Meaning if i open 5 accounts on Jan 1st of 2015(and no more thereafter), will the 5/24 rule no longer apply to me on Jan 2nd of 2017?
AFAIK it's going by the months the accounts were opened, not exact dates. So you would have to wait until February 2017 to be safe, especially considering that new accounts are often delayed with reporting.