Originally Posted by
findark
No. As a Silver/Gold you will earn 6.25x/10x points per qualifying dollar as reward points (RDM) only. You earn 5x status points per dollar regardless of your current status.
No. If you have the Premium card only (the $149 AF version), then you receive 5,000 points for every $10,000 of annual spend (rounded down), up to a maximum of 15k/$30k. This is separate from the reward points (RDM) you earn at a rate of 1 per dollar of spend on either card. [I think I missed this misconception when I first read your OP.] If you don't need your CC points, they will roll forward for one year.
Thanks. And the Premium card points are 5,000 "qualifying" points for every $10,000 spending correct