Originally Posted by
mapleg
The insurance they flog has nothing to do with your credit capacity or quality. It is simply a money grab income generator for the bank. Only the most illiterate of consumers buy that kind of insurance.
Anyway, I was considering applying for a TD card, but your comments helped me decide not to, so thank you for that.
I only apply to get the 25000 enrolment points(when its FYF....like my last 2 applications).I can put up with a little inconvenience........