Could someone clarify this:
Chase Sapphire Preferred and Chase Mileage Plus Explorer, irrespective of the rewards program (AA, MR, UR ...) of your trip, if you pay the taxes with any of this card, they will give travel insurance for your trip for no additional cost?
I just have automatically upgraded to AA World Elite with $450 annual fee - Does it give free access to Admirals Club? How about travel insurance?