+1 on several points above. App-o-ramas and ordering offer little benefit these days. If 1 HP is the straw that broke the camel's back for an approval then you had bigger issues with your credit profile than just a single HP.
Carefully reassess those cards. Why are you apping for a 1.5% card when you're also apping for a 2% card? While categories can change from year to year, would having both the Freedom and the It really help with rewards on your spend from looking at this year's calendars?
Back up and start with your spend. Identify where the majority of it is going. Use that info to find cards that maximize rewards where the majority of your spend is going.
Originally Posted by
newgraduate2013
CK: 799 (TU), 803 (EQ)
These scores are not relevant except to creditors that use a TU or EQ VantageScore 3.0. I don't think any of the creditors/product that you've listed so.
The same consideration applies to any score. You must consider the specific scoring model and its relevance to a given creditor/product.
Originally Posted by
newgraduate2013
Penfed FICO NG 2: 814
PenFed uses the EQ FICO NG2 but I don't think any of the ones on your list do.