I went for annula travel insurance also. Found a company that would cover the whole family (together or separately) for multiple trips (without limit as long as no single trip is more than 30 days). Working out a lot cheaper than the individual coverage I used to take for each trip.
BTW I used to think my company was covering me until I got a sharp awakening (thru a colleague's experience, not my own).
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Travel well and arrive home safely,
Jon David
www.simplyjond.com - Tales & Things for Frequent Travelers