Arrived at SFO and had a vehicle reserved with Payless. After doing the wait-in-line routine and answering the 50 questions, they asked for proof of insurance, which, of course, we didn't have.

Only option? Purchase their supplemental insurance coverage at $12.95/day or they wouldn't rent to us. Already somewhat late for a meeting, we signed for the coverage under duress.

This was a first for us. Anyone else experience this?