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Old Feb 2, 2016, 9:20 pm
  #106  
mizzou1
 
Join Date: May 2012
Posts: 514
Originally Posted by hiima
as long as your CL is lower than the threshold, you went get an AF for 2nd year too.
Not necessarily true. My CL is $1000, first year AF was refunded (in May), but was charged second year AF three weeks ago.
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