Originally Posted by
johnxkrn
My account was opened in Jan 2015. CL lowered to $1000 on Sep 2015, got AF of $395 refunded after few days.
My Jan 2016 statement closed on Jan 23. No increase in CL. I was expecting AF to hit by Feb 1, 2016 but nothing yet.
I don't want to go call CHASE rep and ask why AF didnt hit lol
Any thoughts?
Thoughts are, as long as your CL is lower than the threshold, you went get an AF for 2nd year too. Might as well just keep quiet. But I wonder if you can get a retention offer while AF is waived 2nd year.