I've been mulling over the Capital One World Elite Master Card, BMO Word Elit Mastercard or Amex Gold vs Scotiabank Amex Gold card. I really do not want to pay the hefty annual fee but don't think I can realistically commit the time and energy to churning. Plus I don't want to open and close credit cards.

1. What is most important to you in a frequent flyer program (FFP)?
upgrades, priority services, baggage allowance, good award redemption rates, better award access, lounge access, etc.
>>> Reply:Free flights! Redemption rates, ease of points/rewards accumulation

2. How many miles do you usually fly each year? How many flights/sectors?
less than 25000 miles, 50000+ miles and 20-25 flights, etc.
>>> Reply:8-10000 miles per year

3. What fare class do you usually buy?
first, business, premium economy, economy
>>> Reply:Economy

4. Are you able to choose your airlines and/or class of service? Do you travel for work and/or pleasure?
>>> Reply: Choose my airline & class and travel for pleasure.

5. Which routes do you fly most often?
transatlantic, domestic USA, intra-Asia, etc.
>>> Reply: International (Europe, Asia etc)

6. What is your home airport?
>>> Reply: Toronto

7. Do you have status in any FFP? What is it? How miles do you have banked in each FFP, if any?
>>> Reply:British Airways, United, WestJet

8. What are your preferred airlines, if any?
>>> Reply:No Preference