Originally Posted by
upnorth
The issuer of the visa card is US Bank, based in Minneapolis and is a corporate card. IDBI is the culprit bank in India. It has taken the old terminals and provided new ones, which force all transactions through DCC. Today I made a $150 transaction at a pharmacy. They had a small hand held terminal. The receipt came out with no DCC. The small shop keeper was puzzled I was not asked for a pin. I think in India DCC is mainly done by luxury hotels, not in smaller restaurants etc.
Yeah, I'd agree with this, when I visited the only place that tried to DCC me was a super-high end hotel's restaurant. They just brought out a USD slip and I had to be relatively forceful to get them to cancel DCC and rerun it.
I stayed at a Starwood property while over there and despite warnings of DCC, they didn't even bring it up. My card was charged in rupees and the merchant didn't appear to have to hit/do anything special for that to happen.