The issuer of the visa card is US Bank, based in Minneapolis and is a corporate card. IDBI is the culprit bank in India. It has taken the old terminals and provided new ones, which force all transactions through DCC. Today I made a $150 transaction at a pharmacy. They had a small hand held terminal. The receipt came out with no DCC. The small shop keeper was puzzled I was not asked for a pin. I think in India DCC is mainly done by luxury hotels, not in smaller restaurants etc.
Originally Posted by
Majuki
Who is the issuer of the Visa card? India is becoming worse than Mainland China. Were there any tricks you employed like trying to see if they could cancel, or deliberately pressing the US button? Charge it back, and I'm reasonably certain you could get a Reason Code 76 based on the amount of a hotel room.