Originally Posted by
qisu
Since it's his first credit card and he's 18 years old, I assume he has no credit history. Good luck getting approved. A family member (college student) applied for the Explorer card as the first credit card and was denied.
Yeah, chase didn't accept me until about 6mos after my 18th birthday. And even then, I got the platinum visa version of the explorer card. Since this is a visa signature, it will be tough to get $5000 starting loc. That's unless he has significant income.