Originally Posted by
wormsyapples
My first annual fee date on my citibusiness card is coming up and I am planning to close the card, so that I can reapply in 95 days for the bonus. Is this 95 days from the date I CLOSE the account that I am eligible to reapply?
I plan to first have them lower my credit line before I cancel. Is there anything else I should do to protect my credit?
Thank you,
nervous newbie
That's not how it works. 95 days is from the application date of your last biz card. It has nothing to do with closing date. You don't necessarily need to close the first one before churning. YMMV.