Originally Posted by
noturbizniss
yup i will.they said theyr shutting it on the 28th so i will try to call before then and shut it down myself. Even though i have had checking accounts with no issues for years and still have multiple others it could hurt me?
just fyi, closing the account yourself does not mean it will lessen the impact on your ability to open new bank accounts later. The bank will still report even if you close the account anytime soon. Once you get hit with derogatory reports on Chexsystem, you may not be able to open new bank accounts. I know personally of one who got this negative report and the bank wouldn't budge to remove the report they filed on her. It hurt her ability to open new bank accounts to get the bonuses.