(HT Majuki) lucky got DCCed by Hilton Queenstown

http://onemileatatime.boardingarea.c...nversion-scam/
And they wrote him back a boneheaded response http://onemileatatime.boardingarea.c...cy-conversion/

This is definitely a Visa Reason Code 76/MC chargeback Reason Code 4846 case. We can't tell which card lucky used

The only thing to add is the appropriate rate to use is the Visa exchange rate calculator http://usa.visa.com/personal/card-be...calculator.jsp or Mastercard currency conversion tool https://www.mastercard.com/global/currencyconversion . Xe.com gives the bank some scope to drag their feet.