FlyerTalk Forums - View Single Post - Will this work? Canadian trying to get US AmEx

Jan 8, 2016 | 10:12 am

#13

mia

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Quote:

Originally Posted by seedboxx

[*]If you are added as an authorized user to a US AmEx, you will get a credit score that is equal to the score of the original cardholder at the time (or appear to at least). When you apply for a US AmEx, when they do a credit check, your score will pop up as the original cardholder, and you can get approved (assuming it's not a bad score...)

I do not believe this is accurate. Your credit score is determined by everything in your file, and not by the credit score of another person. Giving a supplementary card to a relative may lengthen their credit history and improve their score, but it will not transfer the FICO score from one person to another.

Last edited by mia; Jan 8, 2016 at 11:04 am

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