FlyerTalk Forums - View Single Post - Will this work? Canadian trying to get US AmEx
Old Jan 8, 2016 | 8:36 am
  #11  
mortalwombat
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Originally Posted by BackSlash3
Sorry, it seems like a US AMEX isn't going to be an easy get. AMEX US will only use history with AMEX Canada to issue you a new card.

In the meantime, I suggest getting a card issued by the US arm of a Canadian Bank. I've gotten a Visa card from TD USA and they did a Transunion pull of my Canadian credit report to issue it. It was pretty easy, just call cross-border banking support.

I don't have experience with the other banks but BMO and RBC both have US affiliate bank which should be able to get you a card to build US credit history.
Yeah I suggest this too. It was actually a pain when I first arrived in the US and tried to get a TD Visa. I kept getting dinged for insufficient credit history even though I had a pretty good Canadian credit score and a $100k+ in my Canadian TD accounts. Might've been an issue connecting me to them since I didn't have a US SSN at that point. I eventually gave up and got an Amex when I got my SSN a year later.

Your parents would have to be identified as a US resident (ie. their name has to be on a current utility bill pointing to a US address) for them to get cards.

Last edited by mortalwombat; Jan 8, 2016 at 8:43 am
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