Originally Posted by
sdsearch
You think it should, but does anyone else here agree?
As I said before, you're the rare exception. AT&T has probably never heard of anyone else who has ever been in the same situation as you.
Nobody has ever wanted an AT&T account after applying for two Citi credit cards in the preceding 65 days?
Was the mailer for a 60k offer? (There are plenty of 50k offers available all the time, which is why I wonder why the Dec 31 cutoff for this mailer offer was so important.)
Yes, 60,000.
I've been applying for Citi cards every two or three months for the past couple years, which is a heavy rate of applying with one bank by most standards, yet it's been many years since I've done two within a short period (so that I had to worry about 8/65). I'm applying for cards from other banks, and Citi has another rule about "no more than N hard inquiries in the past 6 months", which for some people is as low as 6. If i were to increase my rate of Citi applications without removing my applications with other banks, I would risk running afoul of that limit.
I'm not a churner. I just happened to want/need three cards issued by the same bank. The same thing just happened to me with Chase; I have a huge amount of travel coming up with IHG and United, so I applied for both within a week. After those two, I might not apply for another Chase card for years.
What is the value of the phone rebate that you're missing out on?
Essentially $650, cash.
There are plenty of people who didn't pay attention to the rules of that card (well documented in
a thread here) and took some action which now means they have to wait 18 months instead of 2 months before they can apply for another one and get another 50k AA miles. Yet I hear none of them complaining that Citi needs to change its rules to accommodate them.
Again, I'm not a churner. I have a legitimate need for three different Citi products and I'm not trying to game the system in any way, shape, or form. (I'm also not claiming this is a life-or-death situation; it's a minor problem, in the scheme of things, although $650 is $650.)