Thanks. I have only two Citi cards, both opened in December (a Prestige and an AAdvantage that had a Dec. 31 offer expiration).

I certainly understand banks needing to be careful with underwriting, but it's kind of surprising that AT&T, or any store, would allow its card's issuer to tell customers to come back in 65 days. We're talking about a store card and a $1,000 credit line here, not a new $5,000 or $10,000 or $20,000+ card.