FlyerTalk Forums - View Single Post - Marriott Rewards VISA for two countries?
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Old Jan 5, 2016 | 1:52 am
  #3  
seedboxx
 
Join Date: Jan 2016
Posts: 27
Originally Posted by Finkface
Yes, you can have both. This is assuming, of course, that you will have a US SSN (or ITIN) and an address there. I have both the Canadian and the US version right now. But you will have trouble getting a US Chase card with no US credit history. Try for a different card first and move up to Chase once you've established a good credit history.

My first US card was a Capital One and my husbands was a Discover card. We had been turned down several times before that due to the lack of credit history. Once we got that first card, we put $50-ish on it every month, paid it off, repeat. After 3 months, I applied for a Chase card and was approved after calling in to to recon and faxing in copies of id documents to them. That was 2 years ago and once the floodgates were open, I have been approved for every card I've applied for since then and have a Fico score of almost 800. I have no US income and no visa (working visa, that is).

Chase Canada and Chase US are completely separate so you can't migrate to a US card but I believe American Express will transfer your Canadian credit history to the US. Others here will chime in on that, I'm sure. But once you establish a good credit history, you can definitely have both versions of the Marriott card.
Wow, thank you so much for your experience and detailed answer! You hit everything right on the nail for me!

If others can confirm the American Express transfer, I would appreciate it very much!

I had spoke with AmEx online chat before and they had mentioned the possibility of my Canadian credit score maybe being taken into consideration if their credit check "propagated" my Canadian credit history. I asked if she could elaborate by what she meant by "propagate," and if it was standard / if there was anything I can submit to do that. She said that she could not comment on (which is reasonable) details of how I would be reviewed to qualify.

Thanks again, Finkface!
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