Don't overlook the credit card subfora. There's even a Chase subforum.
Originally Posted by
doubleSS
My question is this: do I get their United Explorer Chase card or the Chase Sapphire card?
Depends on your priorities. I find both useful as well as the Freedom and Ink Cash which also earn UR points that end up in my MileagePlus account. The CSP is primarily what I use for earning. The UMPE is for its United benefits.
Originally Posted by
doubleSS
Sapphire:
- 50k miles (heard to spend $4000 in 3 months)
Depends on your spend but $4K in 3 months is very easy. If you don't have at least that level of spend then travel cards may not be for you. Consider how long it will take you to earn even just 25K miles to redeem. For low levels of spend you might want to look at cash back cards.
That said, you probably already have spend that can be funneled through your cards for rewards.
Originally Posted by
doubleSS
United:
~ 1x miles on everything else
You do realize that the CSP is 1x on all else, right? You don't mention this under the CSP.
Originally Posted by
doubleSS
+ 2x points on ALL food and ALL travel
It's not 2x on all food and all travel. Very carefully review what qualifies for travel and dining.
https://www.chase.com/index.jsp?pg_n...ne_Rewards_FAQ
Originally Posted by
doubleSS
+ 20% redemption
This is usually a poor value since you have to redeem via the UR portal. It really depends on specifics but transferring typically yields better value.
Originally Posted by
davewang202
I think they got rid of the nice metal card to accommodate the chip.
I've had several (replacements) with EMV already and they have all been metal. EMV and metal are not mutually exclusive.