Yup, someone I know had a Capital One Best Buy CC. He opened it a few years back, got a 42" TV for $1k and a few other things, and never made a payment. After unpaid interest and fees the balance ballooned to $3k. They sued my friend, and he has a $500/month wage garnishment. Stupid choices on my friend's part. He had to go his church and ask for assistance to make his house payment because of the garnishment.