I originally signed up for the United mileage card through Chase a few years ago.

However, I am not using it enough and don't want to pay the $95 fee again.

United no longer a hub in Cleveland so we don't see the benefit any longer.

I am thinking of going with Southwest because we would probably get more use out of the card.

Will it hurt my credit score significantly if I decide to cancel?

Please let me know. Thanks.