Originally Posted by
CalAlumnus13
I'm on a CSP with a $125 annual fee. Chase has refused to adjust the annual fee to $95, as on the current card, nor will they make any offer not to cancel. They say I can close the card and re-apply if I want the lower annual fee.
Seems ridiculous to me, especially since re-applying will give me the first year annual fee free and another signup bonus. Obviously there's a very real chance they'd reject my application, but I don't see how that's good for Chase. They lose my $95, and my spend will shift to another bank.
Anyway, just venting a bit. Really don't understand why no one at Chase can just give me a $30 credit.
(FICO of 785, never carry a balance, but only spend about $10k/year on the card).
Don't take it personally. I just had the exact same conversation with them. They told me to reapply if I want the lower fee.