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Old Dec 27, 2015 | 7:13 pm
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DeltaSilver
 
Join Date: Sep 2015
Posts: 3
Request for credit limit advice

Hi All,

I just applied for a Chase Sapphire Preferred - and got the card with a substantial credit line (28K) which is way more than I will ever need. I only had a Citi forward with 1K up to now, so that makes a total of 29K of credit line.

I am not familiar with the mechanics of credit score as I am in the States for four years (this is my second year working though)

I would like your thoughts on the following topics:
1. Is such a high credit line going to impact negatively my credit score?
2. Is it possible that such a high credit line will negatively impact my future credit card applications? (I am planning to apply for a Amex Blue Preferred in a couple of months)

I would appreciate any feedback
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