Originally Posted by
Craig6z
This is not a given based upon having to deal with this happening to employees I've had under company risk management programs I've been in charge of. In some states (generally the employee's domicile is the adjustment nexus) a heart attack or stroke would likely be covered, in others its a big maybe. Recommendation: don't have a heart attack or stroke while classified a TX based worker.
You are absolutely correct. I should have said in some states; it certainly isn't uniform. States vary a good bit on this.
Insurance companies and employers will often fight really hard to keep from paying some of these claims.