I can also confirm the new $3000 chip card limit rule - my guy today said they received an email on 12/5 saying that chip cards have a $3000 limit, non-chip cards $10000 limit. I asked him if I could use multiple chip cards to get around $3000 and his response was that he'd do it for me personally since he knew me but if I got a different rep behind the counter and they followed the rules then they should only allow me 1 $3000 chip card per day.