My question was tied to locations that normally ask for ID (i.e. Kroger, CVS, SM) and verify the CC to the person. Since the CC doesn't have your name on it in the app, I wonder if there will be a problem. Tomorrow is the 1st of the month so I will give it a shot tomorrow and report back. I am sure it is YMMV. Stores where you are a regular will probably be a little more lenient vs going to a new store.