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Thread: Only 3 Amex card applications allowed in 90 days? [USA]
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Old Nov 16, 2015, 4:00 pm
  #23  
jsk1973
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Join Date: Sep 2014
Posts: 3,072
This person already has Amex cards, so it's unlikely there was a hard pull at all. Except in rare cases, current Amex cardholders don't get a hard pull unless an app is approved. For current cardholders, denials are based on Amex's last soft pull.
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