Opened citi gold checking account. Funded with the CC. Instead of receiving $100 annual fee credit (for prestige card), received 3 new charges: annual fee $350 and for 2 authorized users (2 separate charges of $50). Mind you, I opened credit card account only 6 months ago and was charged $550 at that time and now, 6 months later, after opening citi gold checking account, I get slammed with $450 in new fees, instead of receiving $100 credit. Will need to call them tomorrow.