General Provisions for Primary Collision Damage Waiver,
Purchase Assurance, Extended Warranty and Lost or
Damaged Luggage: Except as specifically stated, this guide is
not a policy or contract of insurance. Benefits are purchased
by BMO Harris Bank N.A. issuer of the Diners Club Charge
Card in the United States (“Diners Club”) and provided
complimentarily to you. (For example, legal referrals are
free, but the lawyer’s fee is your responsibility.) Primary
Collision Damage Waiver, Purchase Assurance, Extended
Warranty and Lost or Damaged Luggage benefits are provided
under a master policy of insurance issued by Virginia Surety
Company, Inc. This guide is intended as a summary of benefits
provided to you. All information about the benefits listed
in this guide is governed by the conditions, limitations, and
exclusions of the master policy. As the insurer of the Diners
Club coverage(s) described herein, Virginia Surety Company,
Inc. (“VSC”) collects personal information about you from
the following sources: Information VSC receives from you,
from your request for insurance coverage or other forms
you furnish to VSC, such as your name, address, telephone
number, and Information about your transactions with VSC
such as claims made and benefits paid. VSC may disclose all
information VSC collects, as described above, to companies
that perform administrative or other services on our behalf
solely in connection with the insurance coverage you have
received. VSC does not disclose any personal information
about former insureds to anyone, except as required by
law. VSC restricts access to personal information about you
to those employees who need to know that information in
order to provide coverage to you. VSC maintains physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your personal information. Should you
have any questions about VSC’s procedures or the information
contained within your file, please contact VSC by writing to:

Virginia Surety Company, Inc.
Attn: Compliance Department
175 W Jackson Blvd
Chicago, IL 60604