Originally Posted by
percysmith
Milksteak - congratulations, you've just robbed Peter (Chase) to pay Paul (Pancake Plus' acquirer). Pancake plus will not be charged back for its non-compliant actions - Chase comped you out of pocket. Dunno which of the two you treat as the bigger evil.
There is only one successful Reason Code 76 chargeback that I know of with Chase, and that was
cxua with Greyhound Cafe. If the difference is small, I expect it to be too much of a hassle for Chase to chase the acquirer.