For Chase, the issue is a little bit tricky.
It seems like Chase gets the benefit from Visa. Visa's extended warranty
guide is almost identical word by word except the following exclusion:
Real estate and items which are intended to become part of real estate including, but not limited to, items that are hard-wired or hard-plumbed, garage doors, garage door openers, and ceiling fans.
I am not saying that this is Chase's omission. But I will be cautious before using CSP to buy something like that.
I have no comment as Citi's coverage has been discussed previously.
Originally Posted by
Ragnarok
That being said, the retailer's service agreements for appliances may be easier to claim compare to credit card coverage ( which may require getting a quote to be submitted for approval first before service can be approved )
This is definitely the easiest.