go sign up for credit karma/sesame/quizzle.... they give you a rough general idea of your score too...

then do a free credit report pull to verify that you don't have any bad info on your credit report (which would affect your credit score)

some credit cards give you a credit score after you open them... I believe BoA does this

yeah, some cards/providers give you free fico scores every month

http://www.doctorofcredit.com/free-fico-scores/