Originally Posted by
BayAreaResident
Thanks. Does the spend need to be completed AND listed on a statement before the 90 day period is up? Or is it true that as long as the transaction happens before 90 days, it still counts, even if the statement cycle doesn't close until later?
Also, I'm worried about completing the spend amounts in December, even after my December statement, in case Chase posts the signup bonus in 2015 instead of 2016, even if the statement doesn't close until January. Has this ever happened/is this a legitimate concern?
You need the transaction to be posted to your account as a settled transactions - so it can't be a pending transaction at the end of your deadline to complete spend.