Originally Posted by
AllieKat
Yes, UK debit card FTFs are insane. My Lloyd's one is £1 + 3%. On a £20 transaction (say, a meal for two at a decent restaurant) that's a shocking 8%! DCC is the better deal, actually.
But doesn't UK cards also incur a FTF if processed in GBP outside of UK?
PITA for us in HK, I started a thread tracking online merchants charging HKD outside HK
http://www.hongkongcard.com/forum/fo...p?id=11968&p=1
(In HK the term Foreign Transaction Fee is not used; the terminology is not uniform (Citi HK even calls their FTF a DCC fee) but I used "Cross-Border Fee" after the first bank who started applying the fee in a big way called it that)
I've been mainly using dollar blue cash in Argentina, but I've done some cross border day trips to Chile and Brazil where there were some small entry fee or a meal to be paid and I carded those - no DCC despite the obvious tourist orientation of those locations. I also carded my prepaid data card at EZE also without DCC.