Originally Posted by
sdsearch
What I fund unbelievable is that you used a card for BA competitor Virgin Atlantic to buy a ticket on BA!
That's probably an unusual case. BA has a credit card from Chase, and that BA credit card charges 0% forex:
So if you use a BA card to buy BA tickets, you'll have no such issue.
Btw, the other thing I find unbelievable is that you're so upset at 1% foreign transaction fee on a foreign transaction (which they cut in half to 0.5%). Most cards that have a foreign transaction fee have a 2.7% to 3% foreign transaction fee!
As the above link shows, there are plenty of cards out there that have 0% forex (including a couple from BofA). If you want to get 0% forex when buying from companies that are based overseas, the safest thing is to use one of those, especially if you're not using a card that gives you extra miles/points for the purchase (and of course, why would a Virgin Atlantic card give you extra miles on purchases from its arch competitor?
).
it's not my first rodeo, joined-yesterday toots.
The first $12,000 spend on a new BofA Virgin Atlantic mastercard earns 68,000 Virgin Atlantic flying club miles, or greater than 5.5pts per dollar.
Focus on reading comprehension. The tickets were issued by British Airways, USA. By your logic, buying a scarf at Burberry's US website should generate a foreign transaction fee.