Originally Posted by
chrisremo
For a long time, this thread dealt with heavy churning of a card with a very high annual fee. It required pretty specific and careful timing and quick MS in order to churn the card without eating the fee, as well as adherence to broader Citi application procedure. I think that recommendation was just to try and lower the number of people who make a newcomer's mistake with a more potentially expensive/risky card.
Churning a few cards is a
FAR CRY from my personal risk tolerance. I'll stick to
TWO strategies at the most--CitiGold checking and this card, since I can get my business to pay the AF.
Thank you for clarifying!